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We support any fund transfer in HKD/CNY/USD to and from your account with other local bank accounts via Real Time Gross Settlement / Faster Payment Services, so to enable your transfer is reliably completed in no time.
Faster Payment Services (FPS)
Transfer via mobile number, email or FPS ID
Inter-bank transfer
Receiving Payment

| Bill Payment |
|
Real Time Gross Settlement (RTGS)
Transfer via account number
Transfer transaction cut-off time
| Type |
Currency |
Monday to Friday Cut-Off time^ |
||
| Branch |
Mobile Banking |
|||
| FPS |
HKD,CNY |
N/A | 24/7 | |
| RTGS (CHATS) |
HKD |
16:00 |
17:00 |
|
| USD |
||||
| CNY |
||||
| Remittance |
HKD |
16:00 |
17:00 |
|
| USD |
||||
| CNY |
15:00 |
16:00 |
||
^Not applicable to Public Holidays. Remittance applications to any branch after cut-off time or on Saturdays (excluding Public Holidays) will be processed on the next business day.
Related Terms and Conditions (Reference: Terms and Conditions for Accounts and Services)>